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Pricing, Insurance, and Superbills

Here is what it costs, what you get, and why we do it this way. No “call for pricing.”
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Call (443) 987-1996

The VIP PT payment model

VIP PT uses a cash-pay model. That means you pay directly for your visit instead of having treatment structured around in-network insurance rules. Many patients choose this model because they want:

  • More time with the provider
  • Clear pricing
  • Fewer billing surprises
  • Treatment based on clinical need instead of insurance restrictions
  • A more personal and direct care experience

Current fee schedule

All visits are one-on-one with Dr. Michael Smith, PT, DPT. Prices are per visit unless noted.

Physical Therapy

Initial Evaluation (90 minutes)

$225

Physical Therapy Follow-Up Visit

$200

Golf Performance

Golf Evaluation (includes golf movement screen)

$175

Golf Service Package (2 sessions per week for 4 weeks)

$1,000

Golf Plus Package (2 sessions per week for 4 weeks; each visit is 60 minutes golf performance + 30 minutes physical therapy)

$1,250

On-Course Movement Analysis (18 holes, per person)

$500

Session Packages

5 Sessions

$950

8 Sessions

$1400

12 Sessions

$2000

Memberships

Hybrid PT and Workouts (billed on the 1st of
each month, 3-month minimum)

$1,200 / month

Strength Training with a DPT (billed on the
1st of each month, 3-month minimum)

$1,000 / month

What you are paying for

One-on-One Time

Your full visit with a Doctor of Physical Therapy. No technicians, no double-booking, no shared treatment floor.

Expert evaluation

A thorough, hands-on, movement-based evaluation that finds the driver behind the symptom.

A plan that follows you home

A written plan plus a home program with video, delivered through our app, so progress does not stop between visits.

Current fee schedule

Developer note: insert current clinic fees before launch

Service Description

Investment

Initial Physical Therapy Evaluation

Inquire for current rates

60-Minute Follow-Up Visit

Inquire for current rates

90-Minute Follow-Up Visit

Inquire for current rates

Golf PT Evaluation

Inquire for current rates

Golf Performance Evaluation

Inquire for current rates

Dry Needling / Specialty Treatment

Inquire for current rates

  • Final pricing to be inserted at time of consultation based on specific care requirements.

Do you take insurance?

VIP PT is an "Out-of-Network" provider. This means we do not bill insurance companies directly. However, most patients with PPO insurance plans are eligible for partial reimbursement through their out-of-network benefits.

What is a superbill?

A superbill is a detailed invoice of the services provided, containing all the clinical codes (ICD-10 and CPT) your insurance company needs to process a claim. We provide these monthly upon request, allowing you to submit them for direct reimbursement.

Can I use HSA or FSA funds?

Yes. VIP PT accepts HSA and FSA cards.

WE ACCEPT ALL HSA/FSA CARDS

Insurance, superbills, and reimbursement

Do you take insurance?

VIP PT is an out-of-network provider. We do not bill insurance companies directly. Many patients with PPO plans have out-of-network physical therapy benefits and receive partial reimbursement by submitting a superbill.

Your history

A superbill is an itemized receipt with the diagnosis codes (ICD-10) and procedure codes (CPT) your insurer needs to process an out-of-network claim. We provide superbills on request, typically monthly. You submit it to your insurance company; any reimbursement goes directly to you.

Can I use HSA or FSA funds?

Yes. VIP PT accepts HSA and FSA cards for all services.

Do I need a referral?

Not to see us. Maryland allows direct access to physical therapy. Some insurance plans do require a physician referral before they will reimburse an out-of-network claim. If you plan to submit a superbill, ask your plan.

Why VIP PT does not bill insurance directly

In-network physical therapy is built around billing units. That is why most clinics
see two or three patients at a time and hand you off to an aide. The model decides the care.

VIP PT is an out-of-network, direct-pay practice so the care can be decided by what you need: 90-minute evaluations, one clinician, and the freedom to treat what matters instead of what is reimbursable. That is the whole reason the practice exists. The trade-off is that you pay at the time of service and handle reimbursement yourself, with our help.

Five questions to ask your insurance company

  • Do I have out-of-network physical therapy benefits?
  • Is a physician referral or prior authorization required for reimbursement?
  • What percentage of the visit fee is reimbursed, and is there an out-of-network deductible?
  • Is there a visit limit per year?
  • How do I submit a superbill, and how long does reimbursement take?

GOT A QUESTION?

Pricing questions

Because time, transparency, and individualized care are the whole point. Billing insurance directly would force the practice into the same model it was built to replace.
If concierge means more access, more time, direct communication with your clinician, and fewer barriers between you and care, yes. It does not mean luxury pricing. Pricing is published above.
Either. Packages lower the per-visit cost for people who know they will need a series of visits.
Both are two sessions per week for four weeks. The Golf Service Package is golf performance training. The Golf Plus Package adds 30 minutes of physical therapy to each visit for golfers who are still working through a physical issue while they train.
Package and membership terms are provided when you purchase. Ask us before buying if you have questions.

Ready for a clearer plan?

One-on-one care with Dr. Michael Smith. No hand-offs, no crowded treatment floor, no guessing.

Book Evaluation
Call (443) 987-1996
Book Evaluation